Colorado Life Insurance
When you die, will anyone suffer financially? If you answered yes, you most likely need a life insurance policy.
When a family wage earner suddenly dies, many families are faced with financial hardships. There may be a mortgage to pay, outstanding loans due, funeral costs, and everyday living expenses that must be dealt with. The best way to make sure your loved ones are going to be alright, financially, is with life insurance.
In Colorado, Dagley Insurance and Financial Services can provide life insurance that is very affordable and fits your needs. Our agents will sit down with you to help you decide just how much income your family would need if you were to pass away. It is important to figure out just what your dependents would have if you were to die, and what they would actually need. Once you decide on how much insurance you need, you must also pick the right type of life insurance for your situation. The two most basic policies are:
- Term Life Insurance – coverage that lasts for a set period of time. There is no investment component.
- Whole Life Insurance – a policy that pays a stated, fixed amount when you die, and part of your premium goes toward building cash value from investments.
There are other many other types of life insurance available to residents of Colorado, such as universal life that combines term insurance with a money market-type investment, and variable policies that are permanent with an investment fund tied to a stock or bond mutual-fund.
Our Colorado agents are always ready to answer all of your questions about life insurance. Give us a call today of fill out the form on this page to learn more about your life insurance options.