Umbrella Insurance
Higher limits for life’s big what-ifs.
Umbrella Insurance Overview
A personal umbrella adds $1–$5M+ in liability coverage above your underlying home, auto, and other policies, helping protect savings and future income.
Who it’s for
- Homeowners, landlords, and households with teen drivers
- Boat, pool, trampoline, or frequent entertaining
- Higher net worth or higher exposure families
What it covers
- Bodily injury and property damage liability above underlying limits
- Personal injury (defamation/false arrest) depending on policy
Requirements
- Minimum underlying liability limits (e.g., auto 250/500/100) vary by carrier
Drivers in the US
About 1 in 7 Uninsured
File an Auto Claim Each Year
Why Dagley Insurance
Balanced coverage recommendations and carrier choice designed for your needs and budget.
Related Policies
FAQs
Q: Does umbrella cover me when traveling?
A: Many policies provide worldwide coverage, subject to terms and underlying requirements.
Q: Do I need it if I already carry 300k on home and 250/500 on auto?
A: Umbrella increases total protection to $1M+ for a small premium. We’ll show cost scenarios.
All we need to start a quote
- List of underlying policies and current limits
- Driver and household details
A quick phone call can lead to significant discounts. We look forward to talking with you today!
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