Like all businesses, the restaurant business is full of risks. However, the risks in a restaurant are much different than those in say, an office setting. As a result, restaurant owners are encouraged to look into specialized coverage. A typical business insurance policy will not cut it! What your restaurant needs is restaurant liability insurance.
In a restaurant, the risks are endless. Some of these risks include:
• Slips and falls
• Cuts and bruises
• Burns
• Lifting injuries
• Food poisoning
• Fire disasters (oven, stove, etc.)
• Equipment malfunction
These are only a few of the endless risks! Luckily, restaurant liability insurance will be able to cover:
• General liability
• Kitchen equipment
• Liquor liability
• Food spoilage
• Workers compensation
• Loss of business income
• And much more…
The bottom line: special coverage is crucial for your restaurant business, whether you run a café, fine dining restaurant, catering company, or bar and grille. Be sure to speak with one of our insurance experts about restaurant liability insurance.
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