Wedding Insurance 101

Although it certainly isn’t the most pleasant thing to think about it, unexpected accidents and disasters do have the potential to strike on your big day. Your wedding is meant to be one of the most memorable experiences of your life—and definitely one of the most significant milestones—so how can you protect your special event against unfortunate incidents?

With wedding season quickly approaching it’s time that couples educated themselves on the available coverage options created to help safeguard your special event. Keep in mind that each couple and each wedding is extremely unique, so customizing the perfect wedding insurance package that meets your personalized needs is very important. Educate yourself on the available insurance coverages to ensure your wedding is properly protected:

1. Common wedding policies will provide coverage for the site of the ceremony and reception by mediating the cost of an unavoidable cancellation – such as damage or inaccessibility to the venue.

2. If severe weather conditions prevent the bride and groom, or other major family members, from being present at the ceremony – or result in cancellation all together – wedding insurance can cover rescheduling and all the details involved.

3. Vendor no-show can also be covered in a wedding insurance policy. If the caterer or officiate fail to show up, a wedding insurance policy typically covers cancellation or postponement.

4. Wedding insurance may also include coverage if sickness or injury to the bride, groom or another essential wedding party member is unable to make the special event.

Most often, weddings tend to be expensive events. Believe it or not, the average wedding still tops the $30,000 mark—and with a hefty investment of that size, many are quick to secure special coverages and protection for this truly special event.

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