Wedding Insurance Tips – Protect That Special Day

With wedding season just around the corner, it’s important you properly prepare for one of the most important events you will ever take part in.

Your wedding is supposed to be one of the happiest, most memorable days of your life—however with all of the activity and specific details, sometimes the unexpected happens.

Image via Texas B&B Association

Whether someone slips on the dance floor, some of your wedding presents go missing, or your caterer is a no-show; is there anything you can do to avoid these sticky situations on your big day?

By being fully aware of your options, and the coverage you can secure with a comprehensive Wedding Insurance policy, you can safeguard your special day. Here are a few ways to make your event run as flawlessly a possible:

  • Understand the rules and regulations of your venue

It’s important that you know exactly what you can and cannot do at your wedding—and it’s critical that you convey this to your guests as well. Will your venue penalize you if you walk on the lawn? What are their regulations about smoking inside or outdoors? Are there specific noise violations you need to be aware of? What happens if a minor drinks an alcoholic beverage? Having a very open and honest conversation with the event coordinator at your chosen location should help clear up any questions—and any penalties should be spelled out in your Venue Rental Agreement. In the end you will be held accountable for any violations—so being proactive is the best way to protect yourself.

  • Reduce your liability for accidents

Many venues will ask you to sign a waiver of liability which states they are not responsible if someone gets injured at your wedding. When you sign a release of Liability, it’s a great idea to secure Wedding Liability Insurance of

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your own—and many venues may even require it. That way if there is an unfortunate accident, your insurance policy will cover it rather than you personally.

  • Combat bad luck

By securing a specialty Texas Wedding Insurance policy, you can help mediate and financial issues in the case that your wedding needs to be canceled or rescheduled due to severe weather, health issues or complications with vendors or venues. It’s possible to further enhance your Wedding Insurance with additional endorsements that can cover such things as lost or stolen equipment or damaged property. Remember to keep all of your receipts and contracts to show your insurance company, in the event that you need to file a claim.

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