Texas’ largest homeowners insurance provider has yet again decided to raise premium rates on policy holders. Is anyone else tired of insurance companies nickel and diming us for everything we have? State Farm will raise rates at 4.5% this month, not too long after they jacked them up 8.5% in October! Sure, it stinks, but you’ll be happy to learn that you don’t have to be stuck paying State Farm all your money.
Here are a few things you can do to save on homeowners insurance:
- We believe this is the most important step to your savings…SHOP AROUND. Don’t have the time? Great, we’ll do it for you. As an independent insurance agency, we can shop all the top carriers to find you the lowest rates on homeowners insurance. Why wouldn’t you choose to use an independent agent?
- Bundle your homeowners policy with your auto policy. Most insurance companies will offer you a significant discount if you bundle your insurance policies with them. In many cases you can save up to 30% on your premiums. That’s some serious dough.
- Make your home disaster resistant. This is an important one for us Longhorns. Texas is the only state capable of any kind of weather. Hurricanes, tornadoes, earthquakes, tropical storms, etc. You name it, we got it. Doing things like installing storm-windows and reinforcing your roof will actually benefit you when it comes time to pay for homeowners insurance, Talk with your agent.
- You’ve hear this one before…KEEP A GOOD CREDIT RECORD. This one kind of speaks for itself. Insurance companies are more likely to give lower rates to folks who are in god credit standing.
For more information on the State Farm home insurance rate increase or to get a quote on a new homeowners insurance policy, visit Dagley Insurance Agency or call us at 888.840.7995.
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