Texas Workers Compensation Insurance
Texas is the only state that allows employers to choose whether or not to provide workers compensation to employees.
As an employer in Texas, you have to choose between providing workers compensation coverage or being subject to civil suit in the event of worker injury. If you decide not to offer worker comp, you are required to report your non-coverage status and work-related injuries and occupational diseases to the Texas Department of Insurance.
For those businesses that do decide to provide workers compensation coverage, Dagley Insurance and Financial Services can provide great policies that protect both the worker and the company. By choosing to offer this coverage, you will be protected from lawsuits by injured workers. Your employees will be covered for a variety of workplace accidents such as:
- Neck, back, and knee injuries
- Repetitive trauma injuries
- Hearing problems
- Work-related emotional problems
- Occupational diseases
- Disfigurement and scarring
- Work related pulmonary conditions
- Eye injuries
Even though it may not be required by law in Texas, smart companies offer workers compensation to employees. At Dagley Insurance and Financial Services, we have great rates and policies that are tailored for you specific operation. Give us a call or fill out the form on this page for more information.